Welcome to Insurabox Advisory LLP! These Terms and Conditions (“Terms”) govern your access to and use of our website, https://insurabox.com, including any subdomains and related services (collectively referred to as the “Website”). By accessing or using our Website, you agree to comply with these Terms. Please read them carefully before proceeding.
1) Acceptance of Terms.
By accessing or using our Website, you affirm that you are at least 18 years old and capable of entering into a legally binding agreement. If you do not agree to these Terms, you may not use our Website.
2) Services Offered.
Insurabox Advisory LLP offers insurance products from leading insurance companies in India, mutual funds from Asset Management Companies (AMCs), loans, and credit cards from leading banks in India. The availability of specific services may vary based on your location and eligibility criteria set by the respective insurance companies, AMCs, and banks.
3) User Responsibilities.
- Accuracy of Information: You are responsible for providing accurate and up-to-date information during the registration process and while using our services. You understand that any false or misleading information may result in the rejection of your application or a breach of contract with the insurance companies, AMCs, or banks.
- Security: You are responsible for maintaining the confidentiality and security of your account credentials. You agree not to share your login details with any unauthorized individuals. Any activity performed using your account will be deemed your responsibility.
- Compliance: You agree to comply with all applicable laws, regulations, and guidelines while using our Website. You will not engage in any fraudulent, illegal, or unauthorized activities.
4) Intellectual Property.
All content on our Website, including text, graphics, logos, images, software, and other materials, is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without obtaining prior written permission from Insurabox Advisory LLP.
5) Third-Party Links.
Our Website may contain links to third-party websites or services. These links are provided for your convenience only. Insurabox Advisory LLP does not endorse or control the content, policies, or practices of such third-party websites. You acknowledge and agree that Insurabox Advisory LLP shall not be responsible or liable for any damages or losses incurred through your use of such third-party websites or services.
6) Disclaimer of Warranty.
- Insurabox Advisory LLP strives to provide accurate and up-to-date information on our Website. However, we do not warrant the completeness, accuracy, reliability, or availability of any information, products, or services provided. You agree to use our Website at your own risk.
- Insurance, mutual fund, loan, and credit card offerings are subject to the terms and conditions set forth by the respective insurance companies, AMCs, and banks. Insurabox Advisory LLP is not responsible for any discrepancies, errors, or omissions in the information provided by these entities.
7) Limitation of Liability.
To the maximum extent permitted by applicable law, Insurabox Advisory LLP and its affiliates, directors, employees, agents, and partners shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses arising out of or in connection with your use of our Website or the services provided.
8) Modification of Terms.
Insurabox Advisory LLP reserves the right to modify or update these Terms at any time without prior notice. It is your responsibility to review the Terms periodically for any changes. Your continued use of our Website after the modifications signify your acceptance of the updated Terms.
9) Termination.
Insurabox Advisory LLP may terminate or suspend your access to the Website, without prior notice, if we believe, in our sole discretion, that you have violated these Terms or engaged in any conduct that may harm Insurabox Advisory LLP, its users, or third parties.
10) Governing Law and Jurisdiction.
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these Terms or the use of our Website shall be subject to the exclusive jurisdiction of the courts located in Kolkata, India.
11) Severability.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
12) Entire Agreement.
These Terms constitute the entire agreement between you and Insurabox Advisory LLP regarding the use of our Website, superseding any prior agreements or understandings.
13) Contact Information.
If you have any questions, concerns, or feedback regarding these Terms or our Website, please contact us at [email protected].
By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to any provision of these Terms, please refrain from accessing or using our Website.